Personal Finance Archives

Specialized Investment Funds (SIF): All You Need to Know

1. Overview and Purpose of SIF The Securities and Exchange Board of India (SEBI) recently introduced Specialized Investment Funds (SIFs) as a new class of investment vehicle to bridge the gap between traditional mutual funds and higher-end products like Portfolio Management Services (PMS) and Alternative Investment Funds (AIFs). Announced in…

Inflation 101 — Your Money’s Silent Enemy

Introduction Every year, prices sneak upward, quietly reducing your money’s “buying power.” Remember when your favorite samosa cost ₹10? Now, it’s ₹25—same tasty snack, higher price. That’s Mr. Inflation quietly slipping money out of your pocket. Historically, India experiences inflation around 5–6% per year. Small numbers, right? But over time,…

Index Funds 101 – The Lazy-Genius Way to Invest

What are Index Funds ? Imagine walking into a lunch buffet. Instead of choosing a single dish, you’re handed a plate that automatically picks a little bit of everything — salads, main courses, even your favorite dessert. You get a balanced, diversified meal without overthinking it.That’s exactly how index funds…

DSP Global Fund – Is this fund good for your portfolio?

Introduction DSP mutual fund has launched India’s First Retail Mutual Fund from GIFT City. Indian investors seeking efficient global diversification have often faced regulatory hurdles, complex tax reporting, and SEBI’s investment caps. DSP Mutual Fund’s latest GIFT City offering addresses these challenges effectively. Here’s a comprehensive guide on DSP’s pioneering…

Passive Investing: An Index that Outperforms Active Funds

Introduction In a recent report published in Economic Times, approximately 60% of equity mutual funds failed to outperform the benchmark. As per the report, performance of small and midcap mutual funds was even worse. Approximately ~88% of small cap funds and ~86% midcap funds failed to outperform the benchmark in…

Factor Investing: The Science of Wealth Creation

Introduction When it comes to Investing, we all want that one Multibagger stock which could change our fortune. We are all looking for the next Titan, HDFC Bank or Bajaj Finance, which has created immense wealth for their shareholders. In terms of CAGR over last 20 years, Titan has compounded…

Specialized Investment Funds (SIF): All You Need to Know

Inflation 101 — Your Money’s Silent Enemy

Index Funds 101 – The Lazy-Genius Way to Invest

DSP Global Fund – Is this fund good for your portfolio?

Passive Investing: An Index that Outperforms Active Funds

Factor Investing: The Science of Wealth Creation

EID Parry: Is There More Upside ?

Swiggy vs Zomato (Eternal) – Q1 Earnings Review

Multibagger Case Study: How We Spotted Force Motors Before It Doubled in 4 months

IPO Analysis: NSDL – Should You Subscribe?